Confused why lenders test you at a higher rate than you will actually pay? It is called the serviceability buffer, and we can explain how it affects your refinance. Send us a message, or visit ybr.com.au/cut

Swipe through how equity works and what you can use it for. When you want your usable equity worked out, that is a quick job for us. Send us a message, or visit ybr.com.au/cut

Equity is useful, but it is borrowing, not “free” money. We will help you weigh it up honestly for your situation. Give our branch a call or send a message, or visit ybr.com.au/cut

Have the recent changes to capital gains put a dampener on property’s future as an investment option for Australians? Peter Switzer says the way Australia’s buy property is about to restructure.

Head to @ybrhomeloans link in bio for the full episode of Property Insights.

Your suburb's prices have moved, and your equity may have grown with them. Want to know how much you could actually access? We can work it out with you. Send us a message, or visit ybr.com.au/cut

When comparing home loans, don’t put all of your energy into finding the lowest headline rate. It never tells the full story. Loan features like offset, redraw, extra repayments, portability, these things can make a big difference on your repayments. The right mix depends on your plans. Give our branch a call or visit ybr.com.au/cut

Same rate, very different cost. That is what the right features do. We can tell you whether your loan has the ones worth having. Reach out, or visit ybr.com.au/cut

Have property tax changes killed the golden goose for Australian investors?

Mark Bouris and Peter Switzer break down why Australians turn to property, and what changing tax settings could mean for investors.

Watch the full episode of Property Insights now. Link in @ybrhomeloans bio.